"If owning a gun were an effective means of self defense, insurance rates would go down, but they don't because you're more likely to shoot yourself than an attacker."

Insurance companies aren't concerned about crime, they're concerned about paying out on life and health insurance policies; if they're involved in any social engineering, you can bet it's not going to be in support of any actuarial data that show personal gun ownership stops home invaders and other criminals from causing harm, which we know is true--it's just more newsworthy to report "Joe Blow was apprehended by authorities, full stop" than "Joe Blow was arrested fleeing the home of Benny Hanna; police caught him running out the back door after hearing Hanna, 42, rack his shotgun."

My chances of drowning at home are much higher because I have a bathtub, but since my bathtub poses no political threat to busybodies and tyrants, the fact that having a bathtub provides benefits that outweigh the risks is not controversial.